About Us

Smart Property is set to launch its first high yielding property portfolio.

About Smart Property

Smart Property is set to launch its first high yielding property portfolio. Our mission is to create a diverse buy-to-let property portfolio, concentrating on lower value terraced properties in the UK with high rental yields.

Our structure will feature a diverse geographic representation of properties across the UK, but with a focus on the high yielding buy-to-let areas, and where there is high demand for housing. Our focus areas will include: London, Liverpool, Manchester and Newcastle with average yields of between 10 - 20%.

We will manage the full lifecycle including:

  • Property Sourcing
  • Purchase Process Management
  • Renovations
  • Lettings
  • Upkeep & Maintenance
  • Administration

Our Model

We will guarantee our investors a 10% return on all our investments. We expect all of our portfolio to exceed 10%, with our fee coming from any return greater than 10%.

We will be looking at terraced 2 to 3 bedroom properties of between £25,000 and £35,000. As we are targeting these low-cost, high yield properties, we expect to be able to deliver strong annualised returns to investors. We’re working on a 7-year time horizon, and expect to also generate large capital appreciation on some of our properties.

We offer distinct advantages for traditional buy to let investors and institutions.

  • Spread risk across multiple properties in a portfolio. 
  • No need to deal with tenants or estate agents.
  • Access to non-local markets across the UK.
  • Access to a high yield asset class without building an expensive management capability in-house.
  • Expert sourcing and management.
  • Transparent fee structure.
  • Typically, above inflation returns.
  • Economies of scale achieved through a pool.

 

 

 

 

Our objective is to facilitate at least £500k in new property purchases each year. On our average price of £25,000-£35,000, this equates to 15-20 properties in our first year, with up to 85 by 2023.

The Market

  • The property sales market across the UK is slowing, with consecutive month on month price falls, a pattern which hasn’t been seen since the height of the financial crisis.
  • As of January 2018, the average void period between tenancies fell to three weeks, while tenants stayed in rental properties for 18 months on average. Much of this national picture is being driven by buoyancy in the North East and North-West rental markets, while London has seen price deflation.2 We will, however, be offering a niche based on our experience and knowledge of the market of a void average of 7 days or less.
  • Up to a third of young people face living in private rented accommodation all their lives, according new report by the Resolution Foundation (2018). The think tank found 40% of "millennials" - those born between 1980 and 1996 - were living in rented housing by the age of 30. This was twice as many as "generation X" - those born between 1965 and 1980. Thinking strategically, the buy-to-let market therefore represents a major investment opportunity.

Metrics

Our key metric is annual yield, but we’re also targeting void periods among others.

 

 

10% Return Guaranteed

We guarantee our investors a 10% return on all our investments. We expect all of our portfolio to exceed 10%, with our fee coming from any return greater than 10%.

85 Properties by 2023

Our objective is to facilitate at least £500k in new property purchases each year. On our
average price of £25,000-£35,000, this equates to 15-20 properties in our first year.

Risk Spread over Multiple Properties

No need to deal with tenants or estate agents & access to non-local markets across the UK.

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